ASIC has a number of Regulatory Guides which you may find helpful - RG203, RG204, RG205, RG206, RG207, RG208, RG209 and RG273.  Plus a responsible lending disclosure obligations link is provided below.  These links provide the best indication of the application process and ASIC's expectations of prospective Licence applicants and for Credit Representatives.

Links to the Guides are provided below:

• • • Regulatory Guide 203:  Do I need a Credit Licence
    • Regulatory Guide 204:  Applying for and varying a credit licence - 2020
    • Regulatory Guide 205:  Credit licensing:  General conduct obligations - 2021
    • Regulatory Guide 206:  Credit licensing:  Competence and training - 2020
    • Regulatory Guide 207:  Credit licensing:  Financial requirements - 2020
    • Regulatory Guide 208:  How ASIC charges fees for credit relief applications - 2020
    • Regulatory Guide 209:  Credit licensing: Responsible lending conduct - 2019
    • Regulatory Guide 273:  Best Interests Duty
    • Responsible lending disclosure obligations: Overview for credit licensees and representatives
    •  
    •  
    •  
    •  
    •