Australia is entering a housing "super cycle" - how will it benefit brokers?

Australian Broking News, Oasis Mortgage Group

4th March 2025 

The article highlights insights from Qualitas, a prominent real estate fund manager, which predicts that Australia is entering a housing "super cycle." This period is characterised by a surge in demand for new homes, driven by a chronic undersupply, demographic shifts, and changing lifestyle preferences.

 

Qualitas managing director Andrew Schwartz forecasts that this pent-up demand, coupled with rising prices, could lead to a tripling of apartment construction starts, potentially reaching 75,000 units annually. However, challenges such as construction labour shortages may temper this growth, though Qualitas notes an abundance of capital available for investment in residential projects.

For Australian mortgage brokers, this housing super cycle presents significant opportunities. The anticipated increase in residential construction, particularly in apartments, could boost demand for home loans as buyers—both owner-occupiers and investors—enter the market to capitalise on the upswing. Brokers can position themselves as key parties, helping clients navigate financing options amidst rising property prices in a competitive lending environment.

 

The focus on apartments aligns with trends toward denser urban living, potentially increasing the volume of first-home buyers and investors seeking broker assistance for smaller, more affordable properties. Additionally, the availability of investment capital suggests a robust market for property development loans, offering brokers a chance to expand into niche markets or partner with developers and investors. By staying informed about market trends and leveraging their expertise, brokers could see a surge in business as the super cycle unfolds, provided they adapt to the evolving needs of buyers in this dynamic landscape.